Finding the best remortgages and mortgages for people with CCJ's and adverse credit history. Call First Time Loans and we will guide you through your loans application

First Time Secured Loans
and Unsecured Loans

We have skilled staff ready to take your loan enquiry

Best Mortgages And Remortgages

As part of our ongoing commitment to provide the best lending services in the UK we are delighted to announce that we can now have the ability to provide mortgages.

Are you looking for that perfect mortgage? We can provide you with the best remortgages on today's markets with the lowest interest rates guaranteed. Our call centres are open seven days a week and we guarantee to return you call before the close of business the same day.

Do you have bad credit or CCJ's? Think that you can't get a mortgage? Well you've just been proved wrong. We also provide mortgages for people with CCJ's. So now there is nothing stopping you from securing your perfect mortgage. We help thousands of people each week find their perfect mortgage, call us now and let us add your name to this.

Mortgage calculator - Everyone should use a good mortgage calculator when choosing the right mortgage for them.

Apply for your first loan here!
Helping you take the first steps to your loan
Trained advisors to help you with your loan Any questions about loans? Call our trained advisors for more information



OUR TYPICAL, VARIABLE RATE IS 10.9% APR. RATES RANGE FROM 7.25% APR to 27.60% APR
The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Special plans on different terms for clients with CCJ's arrears, and for the self employed without income proof. (fees may apply but only on problem cases - max 10% - no loan, no fee)
All loans subject to status in the UK to home owners aged 18 and over and may be secured on property.
Written quotations available on request. Other terms and amounts available

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